American Express Credit Cards – Link

American Express has released a new limited time offer on the Business Platinum Card from American Express! (Learn How To Apply Here) Terms Apply.

With this limited time offer, you can earn up to 100,000 bonus Membership Rewards points! You’ll earn 50,000 Membership Rewards points after you spend $10,000, and another 50,000 points after you spend an additional $15,000. Spending must be done within 3 months to receive the bonus.

In terms of earning for purchases, you’ll be getting 5 points for every dollar on flights and hotels booked via AmexTravel.
1.5 points per dollar when you make a purchase of $5,000 or more. Up to a limit of 1 million additional points per year, and 1 point per dollar on all other purchases.

This card will also give you 35% back in membership reward points, when you register for an airline and use your points to pay for all or part of a flight with that airline, via AmexTravel! You can earn up to 500,000 bonus points this way, per calendar year. This is obviously a great perk!

For instance, let’s say you want to book a $1,000 plane ticket, which will be 100,000 points. Amex will give you back 35,000 points, making the final cost of your $1,000 ticket, only 65,000 points!

This is if your using your points for paid tickets. Alternatively, you can of course transfer your points out to any of the many American Express airline and hotel partners and book using miles the traditional way.

Other benefits include:

• $200 in annual statement credits for spending at Dell. You’ll get $100 for January-June and another $100 for June-December. Enrollment required.
• Get one year FREE of Platinum Global Access from WeWork, a $2700 value!. With this membership, you are entitled to free access to  300+ WeWork workspaces in 75+ cities around the world. Enrollment required. View all locations here.
• $200 Airline Fee Credit for incidental fees. This credit is per calendar year! This means, for instance, if you get this card now, you’ll get $200 back in incidental fees from now until the end of 2019, and then another $200 in credits starting in January of next year. This means you can get a total of $400 in credits all within your first year of card-membership!
• $85-$100 Global Entry or TSA Pre check application fee credit
• Free lounge access worldwide at hundreds of lounges through Priority Pass
• Free Centurion lounge access
• Free Delta Sky Club access, if you have a same day Delta boarding pass
• Free Airspace lounge access
• Free elite Gold status at Marriott and Hilton
• Business Platinum Card Concierge Services
• No Foreign Transaction fees
• Premium Roadside Assistance, which gives you services such as towing up to ten miles, jump starts, flat tire changes, lockout service, all free up to 4 times per year.
• Exclusive discounts at Hertz and National rental car, and a free 4 hour late return grace period at Hertz.
• You’ll also get Amex’s second to none credit card insurances, which include: Return Protection, Purchase Protection, Extended Warranty, Dispute Resolution, Baggage Insurance, and more!

There is a $595 annual fee that comes with this card, though the 100,000 bonus points and all the many benefits and credits, make it more than worth it.

Keep in mind that this is a business credit card. You do not need to be incorporated though, or have a business in the traditional sense to apply for a business credit card. If for instance you sell on ebay, or even if you have any other side business (and you want to keep your expenses separate), you are eligible to apply for a business credit card.  When filling out the business credit card application, choose “Sole Proprietor” as the type of business and fill in your name as your business name. For the Tax I.D. you will write your Social Security Number.
You do not need to have any revenue yet from your business to be eligible for a business credit card.

Additionally, one of the befits of a business credit card, is that on a business credit card, your balance is not reported on your personal credit report. That’s a nice perk, being that a whopping 30% of your credit report is made up of your credit utilization.

Learn How To Apply Here

Opinions, reviews, analysis & recommendations are the authors alone and have not been reviewed, endorsed or approved by any of these entities.

American Express Credit Cards – Link

Looking for a simple cash back card, which gives you great cash back on all your grocery shopping, gas purchases and more?

The Blue Cash Preferred Card from American Express (Learn How To Apply Here) gives you a whopping 6% cash back on all grocery purchases on up to $6,000 per year (then 1%), and a nice 3% Cash Back at U.S. gas stations!
You’ll also be earning 6% Cash Back on U.S. streaming subscriptions, and 3% Cash Back on transit purchases, which include taxis/rideshare, parking, tolls, trains, buses and more! All other purchases, will be earning you 1% Cash Back.

After getting this card, you will also get a $250 statement credit after you spend $1,000 within 3 months.

This card is also offering a low intro APR of 0% for 12 months on purchases and balance transfers.

The Blue Cash Preferred Card from American Express also comes with Amex’s top of line insurance protections, including:

1. Warranty protection (which gives you up to two extra years added to the original manufacturer’s warranty)
2. Return Protection (You purchased something for a store, and the merchant doesn’t want to take it back? No problem, within 90 days, you can just return it to American Express.)
3. Car Rental Loss and Damage Insurance
4. Travel Accident Insurance
5. Theft and Accidental Damage Insurance

Terms Apply.

This card has a $95 annual fee. If you do not want to continue paying the $95 annual fee, you can simply downgrade the card to the no annual fee version called the Blue Cash Everyday Card. This no annual fee card, will still earn you 3% on Groceries, 2% on Gas and 1% on everything else, and there is no annual fee. The Blue Cash Preferred Card comes with a $250 bonus, and higher cash back earning, so you’ll probably want to get Blue Cash Preferred at least for the first year, to lock in the $250 bonus and higher cash back earning.

Click here to learn more.

Opinions, reviews, analysis & recommendations are the authors alone and have not been reviewed, endorsed or approved by any of these entities.

Update: This offer is expired.

— Credit card offers can be viewed by clicking on the creditcards .com banner on the top of the site or by hovering over the Credit Cards tab in the navigation toolbar on the top of the page. You can view “Hotel Rewards Credit Cards“, by selecting the Hotel Rewards credit card tab. —

There is a rumor going around, which seems to be highly plausible, that the signup bonus on the Starwood Preferred Guest® Credit Card from American Express, will be very shortly, substantially lowered to just a $200 statement credit, if not outright discontinued, so this may be your last chance!

The current signup bonus on this card, offers 25,000 Starwood points after you spend $3,000 within the first 3 months.

When/if this change to the signup bonus will be made is still unknown, though it may be imminent without any notice. Indeed the signup bonus on the Canadian SPG card, as of yesterday has already been lowered to just a $100 statement credit plus a $150 Marriott hotel credit.

This comes on the heels of the recent Marriott announcement that the SPG, Marriott and Ritz Carlton rewards programs will all be combined into 1 program. As of 8/1, all Starwood points will convert into Marriott points at a 1:3 ratio, which means that the 25,000 Starwood points from the signup bonus, will turn into 75,000 Marriott points.

Until August 1st, you’ll earn 1 point for every dollar spent on this card, which will convert into 3 Marriott points. After August 1st, this card will earn 2 Marriott points for every dollar spent.

A great new benefit being introduced to this card from August 1st onward, will be a free annual award night. With this new perk, you will receive a free hotel night every year on your card anniversary. The award night will be valid for one year and can be used at any hotel which costs 35,000 points or less.

There are no foreign transaction fees on this card and the annual fee of $95 is waived for the first year.

Update: This offer is expired.

For a limited time, the Blue Cash Preferred credit Card from American Express, is offering a $200 cash back bonus after you spend just $1,000 within the first 3 months of card approval.

— Credit card offers can be viewed by clicking on the creditcards .com banner on the top of the site or by hovering over the Credit Cards tab in the navigation toolbar on the top of the page. You can view “Gas Rewards Credit Cards“, by selecting the Gas Rewards credit card tab. —

One of the great benefits of this card, is that it earns a whopping 6% cash back on up to $6,000 at US supermarkets per year. That’s a potential $360 cash back every year! After you hit $6,000 on spend per year at supermarkets, you will still earn 1% cash back on all subsequent purchases.

With this card you’ll also earn 3% cash back at US gas stations and department stores and 1% cash back on all other purchases with no limits.

There is also a low intro APR of 0% for the first 12 months on purchases and balance transfers.

There is a $95 annual fee for this card.

Alternatively, there is the Blue Cash Everyday Card from American Express which comes with a $150 signup bonus after $1,000 spend, no annual fee, and earns 3% cash back at grocery stores up to $6,000, 2% cash back on gas and select department stores, and 1% cash back on all other purchases.